Zelle® is a fast, safe and easy way to send and receive money directly between almost any bank accounts in the U.S., typically within minutes.1 With just an email address or U.S. mobile phone number, you can send money to and receive money from friends, family and others you trust.
START USING ZELLE
1. Download the Zelle app.
2. Register using a Visa® or Mastercard® debit card linked to a US test account; or
3. Register your US test account using your online username and password, if your bank supports this feature *.
4. Choose a person to pay, or ask for money, by entering his or her US mobile number or email address.
5. Confirm the value and hit send. If they have already signed up with Zelle, they will get the money in minutes. If not, they will be notified and may follow a few simple steps to complete the payment.
- Check if Your Bank Supports Zelle: Zelle is often integrated directly into banking apps and websites. Check if your bank offers Zelle as a payment option.
- Download or Access Your Banking App/Website: If your bank supports Zelle, download the banking app (if available) or visit your bank's official website using a web browser.
- Login or Register: If you're already a customer of the bank, log in to your existing account. If you're a new customer, you may need to register for an account first.
- Locate Zelle: Once logged in, navigate to the section of the app or website that deals with payments, transfers, or person-to-person payments. Look for “Zelle” or any similar option.
- Enroll in Zelle: Follow the on-screen instructions to enroll in Zelle. This might involve providing your contact information, email address, or phone number. You may also need to link your bank account to Zelle.
- Verification: Zelle may need to verify your identity and bank account. This might involve receiving a verification code via email or SMS.
- Accept Terms and Conditions: Read and accept Zelle's terms and conditions.
- Set Up a Profile: You might be prompted to set up a profile with your name, profile picture, and other details that will be associated with your Zelle payments.
- Sending and Receiving Money: Once you're registered and verified, you can start sending and receiving money through Zelle. You'll need the recipient's email address or phone number linked to their Zelle account to send money.
Best Bank For Zelle
- Chase Bank: Chase is one of the largest banks in the U.S. and offers Zelle integration for easy person-to-person payments. Their mobile app and online banking platform are highly regarded for their user-friendliness.
- Bank of America: Bank of America is another major bank that supports Zelle. They have a widespread presence and provide Zelle integration as part of their online and mobile banking services.
- Wells Fargo: Wells Fargo is known for its extensive banking services and also offers Zelle for quick and secure money transfers.
- Capital One: Capital One is recognized for its user-friendly online and mobile banking interfaces. They also provide Zelle integration for easy payments.
- US Bank: US Bank is another bank that supports Zelle, offering customers the ability to send and receive money quickly through their banking app.
- PNC Bank: PNC Bank is known for its wide range of banking services and provides Zelle integration to their customers.
- Citibank: Citibank offers Zelle as part of their digital banking offerings, allowing customers to send and receive money with ease.